Nearly Half Of Americans Not Saving For Retirement

When it comes to saving for retirement,{}nearly half of Americans{}aren't doing much.

49%{}of{}are not contributing{}to a 401(k){}plan or an IRA.

That's according to a new survey{}by a financial services group.

Most people say{}they simply can't afford to save.

The number is highest{}among those{}between 18 and 34 years of age.

One financial expert{}calls the trend{}disturbing.