Smart Ways To Spend Your Tax Refund

      One of the few rewards of doing your taxes is anticipating a little cash back. A majority of tax returns will receive a refund check this year. If you're one of them, be sure to make the most of it.Last year, the average refund was about $3,000. That's a nice windfall.{} But before you go on that shopping spree, consider spending the money on things that will give you the biggest bang for your buck. Here are three of them from

      • Add it to your rainy day fund. Financial experts suggest you create a cash cushion that would get you by anywhere from three to nine months.
      • Use that refund to pay off some debt. Those minimum payments on credit cards can really add up in interest charges.
      • Pad your retirement account. The 401K generation is beginning to retire, and government data reveals that they have less than a quarter of what's need to maintain their standard of living in retirement.

      You've paid your debt to Uncle Sam, so if you get some money back as a tax refund, be sure to make the most of it.{}Click here for more smart ways to spend you tax refund.